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"During these challenging times, we continued to execute the strategy of building strong local businesses powered in China by Walmart and announced additional investments in China and India focused on positioning the portfolio for growth," said Brett Biggs, chief financial officer.

"Establishing their own wealth management subsidiaries is one of the steps taken by banks to make a transition in terms of asset management. What is more challenging for the reform is how the customers will react to the switch of wealth management products from the expected returns model to the net asset value model, which does not guarantee the return of principal and interest," he said.

"Elderly parents may live in poor conditions and lack a source of income, while their married children live wealthier lives elsewhere," Han said.

"Despite there being no data on African emission levels, it is estimated that transport accounts for more than a fifth of greenhouse gas emissions and is responsible for a large share of urban air pollution," he added.

"Developing outsourced services helps keep foreign investment and employment stable, and also contributes to economic upgrading. Though our country started relatively late in outsourced services, we have made fairly fast progress and have our own advantages," Li said.